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银行英语会话Lesson2

Lesson 2 Opening an Account

Key Sentences

I'd like to open a bank account.

We offer current accounts and fixed deposit for individuals.

What kind of accounts did you have in mind?

The minimum balance is one yuan.

Fifty dollars is the minimum original depos it.

Fill in the deposit slip first please.

There isn't any service charge.

I'd like to close my account with your bank.

Please keep the bankbook.

Press the buttons on this machine, and enter your pin number for four digits.

Dialogue 1

A: May I help you, sir?

B: Yes, please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh, it's almost the same in America.

A: What kind of account did you have in mind

B: Well,I'd prefer to open a current account.

Notes

1. I'd like to open a bank account with you.

I'd like to do=I would like to do.

I'd like him to come.

He would like to join our discussion.

2. current accounts fixed term deposit

3. What kind of account did you have in mind?

have something in mind

What kind of account would you like? What kind of account are you going to open?

once again

A: May I help you,sir?

B: Yes,please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh,it's almost the same in America.

A: What kind of account did you have in mind

B: Well, I'd prefer to open a current account.

Dialogue 2

A: Could you tell me something about savings accounts?

B: I'd love to. We call our regular savings account as passbook savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes,of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest into to your account automatically.

A: I see. Thank you. By the way,when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

Notes

1. A: Could you tell me something about savings account?

B: I'd love to. Certainly. Sure. Yes, of course. By all means.

I'm sorry I can't. I'm afraid I can't help.

2. interest rate

What's the annual interest rate?

What's the interest rate for the current accounts?

Once again

A: Could you tell me something about savings accounts?

B: I'd love to. We call our regular savings account as passbook savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes, of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest to your account automatically

A: I see. Thank you. By the way, when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

Dialogue 3

A: I need to open a savings account. What's the procedure for it?

B: First,you need to complete a deposit slip.

A: Any fees for the service?

B: No. There isn't any service charge. Would you like to have a password?

A: Yes, I'd like to.

B: Please press the buttons on this machine, and enter your pin number for four digit. What sort of account do you want?

A: I'd rather open a current account.

B: The annual interest rate is 3.5%.

A: Good. I'd like to deposit 300 dollars.

Notes

1. What's the procedure for it?

I wonder how to open an account?

2. I'd like to deposit 300 dollars.

Deposit

He always deposit half salary in the bank.

I'd like to make a deposit of $300.

Once again

A: I need to open a savings account. What's the procedure for it?

B: First, you need to complete a deposit slip.

A: Any fees for the service?

B: No. There isn't any service charge. Would you like to have a password?

A: Yes, I'd like to.

B: Please press the buttons on this machine, and enter your pin number for four digit. What sort of account do you want?

A: I'd rather open a current account.

B: The annual interest rate is 3.5%.

A: Good. I'd like to deposit 300 dollars.

Dialogue 4

A: Good morning, sir. Can I help you?

B: Good morning. I want to open a checking account. Do I have to be a regular customer of your bank?

A: No sir, not at all. What you should do is to fill out this form and make your initial deposit.

B: What's the minimum deposit for opening a checking account?

A: 100 dollars.

B: I want to deposit 200 dollars.

A: Very well,sir.

B: Let me have a look at the form. You want my name, address. What does it mean by secret number?

A: We ask that for identification purpose in case you lose your passbook, sir. We use it to positively identify you.

B: I understand. Well, I'll fill this out. Here you are.Is that all right?

A: Yes, that's OK. Would you mind showing me your passport?

B: Of course not. Here you are. Can I write a check now?

A: Yes, you can. Here's the checkbook.

Notes

in case

Take your coat in case it rains.

In case he arrives before I get back, please ask him to wait

Once again

A: Good morning, sir. Can I help you?

B: Good morning. I want to open a checking account.

Do I have to be a regular customer of your bank?

A: No, sir, not at all. What you should do is to fill out this form and make your initial deposit.

B: What's the minimum deposit for opening a checking account?

A: 100 dollars.

B: I want to deposit 200 dollars.

A: Very well, sir.

B: Let me have a look at the form. You want my name, address. What does it mean by secret number?

A: We ask that for identification purpose in case you lose your passbook, sir. We use it to positively identify you.

B: I understand. Well, I'll fill this out. Here you are.Is that all right?

A: Yes,that's OK. Would you mind showing me your passport?

B: Of course not. Here you are. Can I write a check now?

A: Yes, you can. Here's the checkbook.
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